Long-term Care Insurance
Long-term Care Insurance
We offer Long-term Care plans for individuals, groups and companies.
We offer Long-term Care plans for individuals, groups and companies.
There are several types of Long-term Care insurance available in the market like stand-alone LTC policies, hybrid LTC rider on a life insurance, and linked LTC benefit to a life insurance. We will help you to choose.
What is Long-term Care (LTC)
What is Long-term Care (LTC)
A licensed physician certifies that a person is unable to perform 2 out of 6 Activities of Daily Living on his own for at least 90 days.
Long-Term Care Costs
Long-Term Care Costs
Long-term Care is costly. It could eat up your retirement and life-time savings in a mere of few years. There no shortage of evidences Americans lost their asset and wealth due to long-term health care related issues. To prevent that from happening to you. Let's look at your options.
Life Insurance with Long-term Care
A hybrid Long-term Care is rider add onto a permanent life insurance policy. The Long-term Care benefit typically is as much as the life insurance coverage.
Linked Long-term Care Benefit
A Long-term Care benefit links to a life insurance policy. This type of policy focuses on Long-term Care benefit and likely to have lower death benefit.
Annuity with Long-term Care Rider
A Long-term Care benefit rider built inside a deferred annuity. It accelerates the annuity with predetermined Long-term Care benefit.
Home Health Care
Home Health Care
$43,680
$43,680
Adult Day Care
Adult Day Care
$17,940
$17,940
Assisted Living
Assisted Living
$43,200
$43,200
Nursing Home
Nursing Home
$80,300
$80,300
Know the Details
Know the Details
“Either you spend tens of thousands of your own, after tax money for LTC, or shift your risk today.”
John Smith, New York
“70% Americans will need Long-term Care. You can not exclude yourself from this happening.”
Jodi Black, Dallas