We offer Long-term Care plans for individuals, groups and companies.
There are several types of Long-term Care insurance available in the market like stand-alone LTC policies, hybrid LTC rider on a life insurance, and linked LTC benefit to a life insurance. We will help you to choose.
What is Long-term Care (LTC)
A licensed physician certifies that a person is unable to perform 2 out of 6 Activities of Daily Living on his own for at least 90 days.
Long-Term Care Costs
Long-term Care is costly. It could eat up your retirement and life-time savings in a mere of few years. There no shortage of evidences Americans lost their asset and wealth due to long-term health care related issues. To prevent that from happening to you. Let's look at your options.
Life Insurance with Long-term Care
A hybrid Long-term Care is rider add onto a permanent life insurance policy. The Long-term Care benefit typically is as much as the life insurance coverage.
Linked Long-term Care Benefit
A Long-term Care benefit links to a life insurance policy. This type of policy focuses on Long-term Care benefit and likely to have lower death benefit.
Annuity with Long-term Care Rider
A Long-term Care benefit rider built inside a deferred annuity. It accelerates the annuity with predetermined Long-term Care benefit.
Home Health Care
$43,680
Adult Day Care
$17,940
Assisted Living
$43,200
Nursing Home
$80,300
Know the Details
“Either you spend tens of thousands of your own, after tax money for LTC, or shift your risk today.”
John Smith, New York
“70% Americans will need Long-term Care. You can not exclude yourself from this happening.”