Long-term Care Insurance

Long-term Care Insurance

We offer Long-term Care plans for individuals, groups and companies.

There are several types of Long-term Care insurance available in the market like stand-alone LTC policies, hybrid LTC rider on a life insurance, and linked LTC benefit to a life insurance. We will help you to choose.

What is Long-term Care (LTC)

A licensed physician certifies that a person is unable to perform 2 out of 6 Activities of Daily Living on his own for at least 90 days.

Long-Term Care Costs

Long-term Care is costly. It could eat up your retirement and life-time savings in a mere of few years. There no shortage of evidences Americans lost their asset and wealth due to long-term health care related issues. To prevent that from happening to you. Let's look at your options.

Life Insurance with Long-term Care

A hybrid Long-term Care is rider add onto a permanent life insurance policy. The Long-term Care benefit typically is as much as the life insurance coverage.

Linked Long-term Care Benefit

A Long-term Care benefit links to a life insurance policy. This type of policy focuses on Long-term Care benefit and likely to have lower death benefit. 

Annuity with Long-term Care Rider

A Long-term Care benefit rider built inside a deferred annuity. It accelerates the annuity with predetermined Long-term Care benefit.

Home Health Care

$43,680

Adult Day Care

$17,940

Assisted Living

$43,200

Nursing Home

$80,300

Know the Details

“Either you spend tens of thousands of your own, after tax money for LTC, or shift your risk today.”
John Smith, New York
“70% Americans will need Long-term Care. You can not exclude yourself from this happening.”
Jodi Black, Dallas
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